hello, i want to lease a G35 Sedan and since i am new to this, i want to know more about the residual values of a g35 after 2 years and 3 years with mileage of about 12k a year. The msrp of the model im lookin at is 36,370. If i can negotiate the price down to 33,300. Can someone tell me how to calculate how much the lease payments per month will be ??

 

You need to find out the residual value and the money factor from the dealer. Then just go to the Infiniti site and lookup the lease calculator. Plug in the numbers. Just make sure that if you are financing the tax as well then figure that in (only the percentage of tax prorated same as the cost. Basically it's similar to a loan calculation just that you are financing the full amount less the residual value and the interest rate APR equals the money factor * 2400.

 

yes, you need to know the residual. that is big.

one thing i learned on this board....

if you are going to lease, try to put 0 money down as cap cost.

when you take car, there is depreciation right away. let's say car was stolen 5 months into lease. if you bought it for 33k and it has book value of 28k, the gap insurance makes up the 5k. BUT, if you put 3k down, that money is lost.

the true cost of putting 0 down is that you'll pay interest on the extra amt financed. but that would theoretically be offset by the fact that you still had your money and could have earned a return on it.

the big thing is that you dont' lose your $ if it is stolen or totaled.