Is this a yearly or 6 month rate?

 

I'm with AMICA. 150K/300K per accident. $500 dec. $925 for 12 months (26 yr. old, no accidents,tickets)

 

The $$$ is important but more important is to see how well companie act when you need them........

Something happends to your vechile how fast and did they takecare of you.......

1. Had a friend who had a cheap insurance.....when he was rear ended he had to call the other company and do the foot work cuz they were sitting on it.....

2. My wifes friends car was stolen, All-state was going to write her a check after a week, they took care of the loaner, then the car was found. They took the car in and checked it all around and re-painted some scraches....

 

^^^ Wawanesa is top notch at settling claims... the used to be commercial carrier... yrs ago I had a minor fender bender they acted prompt and professional... I've had a couple of friends that filed claim with them and had great results...

I agree that you should be more concerned with the results of need rather than the price that is paid... but in some cases such as Wawanesa, cheap(er) premiums doesn’t mean bad.

 

this is a 6 month rate

 

$1520 per yr???? I wouldnt consider that a good rate.

I'm pretty sure all rates mentioned out here have been annual premiums (at least mine is).

 

^that is still cheaper than what i pay!!!!!

 

you either have a sh!tty driving record or you need to shop around.

 

no i have a good record, i am only 22. The Allstate is the cheapest i can find, plus i added renters insurance so it factors cheaper

 

you can get renters insurance for $10-$12 per month from just about anyone - adding it to your auto coverage doesn’t lower premiums by much at all... Allstate is nowhere close to the cheapest out there - I'd suggest you contact Wawanesa or Mercury when your renewal is due.

 

i will definitely check these out today!

 

Hmm... these are all cheap, mine are $1700/6mo full coverage

 

^damn!

 

you can get insurance for cheap, but it also depends on the coverage that you are getting. 15/30 is the minimum that the state requires but 100/300 is a better choice if you want to feel safe.

 

I don't have much, I have a horrible record