lol, yeah it's all coming back to me now!

 

That suks big time. Do both of you have the same adjuster? Your point about the aspect of the damages certainly suggests she is not bound by the truth. I can't see how an adjuster could buy her lame story. Get a couple of dinky cars and give the adjuster a visual.

 

Because they don't give a damm. The "adjuster" if that's what you call them are two different people working for the same company. So basically I'm screwed and they already told me that my rates will go up because of this. I'm getting madder the more I think about this. The insurance companies have got you by the ***** either way. I'ts just not fair.

Even if the girl didn't persue the damages through the insurance company, I bet my rates would still have gone up because the police were called and a report filed. I think the police notify the insurance companies directly.

Lesson to be learned, if it's a minor accident DON'T call the police and settle it between the two of you. I'm sure it will be cheaper in the long run.

 

Get a new insurance company. They are not all scabby only about 98% of them. Out of principal I would get a new company but then again I am very petty.

 

Sorry to hear that she's pulling this on you. Did you get a police report that day? Or if you had the Police Officer's name, he or she might still have the paperwork on the accident and have the stories that were said that day.

 

The police do NOT call the insurance companies. The cops don't want to show up at the accident scene as it is. The only way we (the insurance company) knows is if someone reports the accident.
I see this every day, people will tell a bald faced lie to get themselves out of trouble. It's your word against theirs and if you don't have a witness to back it up, you are both 50/50 at fault. It sucks I know but there is'nt much you can do other than have an adjuster out at that moment after the accident happened (next to impossible)
Parking lots are the worst and if you are backing up and hit someone you are always at fault. If 2 people back into each other they are botrh at fault.
I would recommend one thing to everybody, call your company and ask about "accident forgiveness protection" and whether you have it on your policy. It costs about $40/yr and it makes it so your rate does not go up on your first at-fault accident. Definately worth the 40 bucks.

 

It probably won't do any good to try to find another company right now because the accident just happened and every other companies price will probably be triple what you are paying now because of the accident.
Also, your rate will not go up until your next renewal and it might only be a couple of hundred bucks depending on your previous record.

 

Thanks Dubble', good advice. I'm only pissed because I had a perfect record for the last 20 years and now this. Oh well ish happens.