April Useless FlorCal Thread
Veronica. Those are all pretty good rates that you were quoted. I would stay away from the ARM an stick with the fixed. It does pay off to have good credit an 5% down is good also. Go get your house and enjoy. I think it's a great time for the buyers and people looking to step into owning their own home. Rates are pretty low.
Yes I'm going with fixed, 4% apr with somewhere between 5-10% down I'm thinking. My dad and I are going to have fun ripping down some walls 
Good morning. Not really for me though. Totally effed my back at the gym last night. Just getting started on my second set of squats, not real heavy (225) and on my second one there was a pop in my lower back then pain shot through my whole body. I had my head phones on but yelled. Didnt realize how loud but a few people looked at me. Almost fell down but racked the weight and went home. I can barely move without pain now. Pretty sure I ruptured or slipped a disk or something like that. Never experienced this before.
Any and all help will be much appreciated seeing as how it will likely be my dad and me doing most of the work... Do you really have a backhoe? Because my dad was going to rent one to clear out some paddocks for my horse. (he has a backhoe in Colorado but won't help me in FL haha)Yes!!!
Thanks, that made me smile, and I haven't even had my coffee yet. 
