lmao....just made our dinner conversation so much more better

 

^hahahhaha

SO in other news.... My "family friend" realtor just informed me that he does not want to be a part of my transaction anymore. What a dck move.

FML.

 

What's the airplane treatment?

Karma Images?

I feel like I should read a dictionary

 

Airplane...... had to be there

Karma Imaging is Ricky's photography company... like him on facebook!

 

Was told by our Realtor that FHA was the better way to go, it was assumable(where the buyer could take over our loan if they could get approved for if we sold the house)

lower down payments (3% vs conventional was like 15-20%)

and interest rates at the time were much better

(according to my husband)

I wasn't aware there was any benefit to doing conventional. Husband said there are benefits to USDA home loans, but our house didn't qualify due to it not being in a rural area.(APK may apply however)

 

Yeah there are pros and cons to both, as i mentioned in one of my other posts (the long paragraph lol)... FHA requires 3.5% down where my CU I can put as little as 5% down (which is not a big difference). After speaking further to the lady at my CU she told me that if I put down 10% it would lower not only the APR but also lower closing costs by $1,000 and lower the MI payment from $70/mo to $25/mo... With FHA you have to pay the MI up front (at least that is what a lender told me).

 

Link?

 

Sure bud.

http://www.facebook.com/karmaimaging

 

Lol thanks V and my personal facebook is www.facebook.com/mrkarma

 

Correct, with FHA you have to pay Mi until you are 20% paid off. Conventional you dont.

 

Thanks Max last night for fixing my passenger door window motor! Your the best!

 

Does Max do door locks too?

 

I believe so. where is your car packed so i can open your door?

 

lmao i lock it manually fool and it stays in my garage.