I'm turning 16 soon and for my first car I want a G35. Who wouldn't? They're in my price range, but my parents are freaking out about insurance costs. They are currently covered under USAA with two vehicles. If I were added to their coverage, how much do you think it would cost? I have a 3.9 GPA, and, if it makes a difference, probably won't be getting the car until I'm 16 and a half. Thanks in advance for any input.

 

Not sure it all depends on your area, accident rates, population, alot of different factors come into play with insurance. Heres what i pay $500/500 delectable 250,000/500,000 bodily and i pay 300 a month and i just turned 21 but i am also on my own insurance.

 

Wow..... Im 22 and pay $1260 on my parents insurance or $1425 by myself. for the year ($100 month)

What year is your car? I cant see a huge jump like that.. do you have clean record?

 

What year is your G? The newer the more it would be

 

Dont get a coupe, get a sedan. The rates are MUCH lower.

 

There's no way for us to tell what your insurance costs would be! It will be far cheaper if it's on your parents policy since there should be a multi car discount. One sure way to find out, have your parents inquire....
Gary

 

Pick up a phone.....

Never understood why people ask questions like this online... Theres 1000s of Insurance companies and everyone's policy is different... Common sense should que in and tell you to call YOUR insurance company

 

True, I have mine through the Texas Farm Bureau, my house, and cars. NOBODY had been able to beat them yet.

 

Remember your also on your parents insurance im by myself.My car is an 05 6mt g35 coupe. There is high accident rates especially with these cars in my area and i also have a clean record no tickets or accidents

 

just tell your parents to call USAA. did they both serve in the armed forces?

 

Tell your parents to call and ask for a quote... only way to find out lol

Im 18 and already have points/accident so insurance on my G is a lot

 

Wow, I guess my $134ish every 6 months for my 07 g35x isn't too bad 2nd car and no collision but road side service. You guys need to check out proggressive

 

If youre in California, hit me up for a quote I usually beat USAA prices and do offer good student discounts!

But yeah, You should give your agent a call and ask about getting a quote for adding the g35 and you to the policy - its your agents job to get you this info.

To answer your question, it will be a bit high just because you are so young and youre driving a car that is synonymous with young kids doing stupid things... You are high risk as well as the car.

 

Have your parents get quotes from other insurance companies to compare. Hopefully you can find a good policy that covers what you need and for a decent price. Good luck!

 

Thats why I gave you both numbers on my stuff.