Anybody of you guys know insurance?
Originally Posted by LuXXXz
ok for the year 2005
the coupe is the cheapest to insure
then the sedan g35 and the 350z is the most expensive (The z depends on what version you get)
the coupe is the cheapest to insure
then the sedan g35 and the 350z is the most expensive (The z depends on what version you get)
well what can i tell you DKhuy it isnt more with state farm
and the insurance division comes up with something called an INSURANCE RATING GROUP that is information for each particular model car and version, it looks at crash rating, resale value, safety in the car, how often the car is stolen the security system in the car, and each model gets their own IRG, and for the year 2005 the coupe has an IRG of 22 the sedan has an IRG of 23, and the 350Z has an IRG of 25(cheapest, depends on version goes as high as 28) in the years prior to 2005 the coupe was more but not this 2005 year
and the insurance division comes up with something called an INSURANCE RATING GROUP that is information for each particular model car and version, it looks at crash rating, resale value, safety in the car, how often the car is stolen the security system in the car, and each model gets their own IRG, and for the year 2005 the coupe has an IRG of 22 the sedan has an IRG of 23, and the 350Z has an IRG of 25(cheapest, depends on version goes as high as 28) in the years prior to 2005 the coupe was more but not this 2005 year
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Originally Posted by dkhuynh
true, but...
more seats, more doors = bigger car = safer (in logic). ie minivan.
minivan = drive slow.
less seats, less doors = smaller car = less safe ie sport car.
sport car = drive fast = cause more accidents, gets more tickets.
more seats, more doors = bigger car = safer (in logic). ie minivan.
minivan = drive slow.
less seats, less doors = smaller car = less safe ie sport car.
sport car = drive fast = cause more accidents, gets more tickets.
Last edited by kirill; Nov 3, 2005 at 01:52 PM.
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Also the type of drivers that buys the cars. Miata drivers tend to be safe and law biting drivers and does not get into alot of accidents, so their insurance rate reflects it. For the same reason IS300 are more aggressive drivers then Gs therefore their insurance is higher.
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There isn't one answer to which car is cheaper to insure. Every insurance company decides how to classify and price their insurance. That's why you should get quotes from several insurers....especially when contemplating the purchase of a new car.
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