Hello all,
I have been reading all the posts on this website for the past couple of months while I have been waiting for my car (2004 g35 coupe 5AT) and its finally here. I have a question about insurance to all you NJ Drivers. My policy is gonna be about 2800 a year. I am 24, male, clean record (no tickets or accidents for 6 years) and have full coverage with 100/300 limits . Is this a good price or should I keep looking around.

 

I have N.J. Mfg's Insurance and I pay about $1500 a year.
I'm 34 - male - no tickets or accidents in about ten years.
I think $2800 is pretty good but it can't hurt to shop around.
You didn't mention what insurance co. you have.

5AT/DG/Premium/4pc.Aero
Injen CAI
Aluminum Pedals
18" Factory Chrome Wheels

 

i am soon to pick up my car. 6mtC. i have njm also. it will be my second car, not used for commuting, just pleasure.

how did you list your car with njm. ie.. mileage, tort threashhold.

 

My car is my daily driver. Mileage is low because i live about
five blocks from were i work. $500.00 Ded. Collision,
$300,000 Liability/$300,000 Uninsured Motorist/$250,000 PIP
Lawsuit Option: Limitation

5AT/DG/Premium/4pc.Aero
Injen CAI
Aluminum Pedals
18" Factory Chrome Wheels

 

I think being young is gonna be my downfall and it will be my main car so unless I can find a beater I think I am just gonna have to pay out for a couple years. I tried to get NJM but there are a bunch of qualifications for new policies one of which is your employer needs to be a member of NJ Buisness & Industry Association which mine is not. Oh well thanks for the replies if it wasn't such a cool car I would be pissed.

 

hunter,
you said your employer wasnt a memeber of njm. don't know your work situation, but it is very easy and inexpensive for an employer to join the group.

 

Hey guys. I had a similar issue with insurance. I am 33 with a clean record and Allstate wanted $3900 for the year!! I have since switched to NJCure(NJCure.com) and I now pay $1375 a year full coverage. You may want to give them a try.

 

Let me remind you again of
Ways to lower your Insurance:

* Increase your deductible
* Have a good driving record
* Decline the tow reimbursement, loss usage coverages ... those unnecessary coverage
* Register your car at a 'low crime' area
* Switch to a G35 Seden
* Grow some gray hair and lie about your age
* Get marry, have a family and some kids

AllState has one of the most outrageous rates. I am with AIG and paying > $1300 a year full coverage with $1000 deductible.

 

Get a sedan??? Nah!

G35 Coupe. Diamond Graphite, Graphite, Premium and wheel and Tire package. Zaino Baby.

 

picking up car today. called insurance co (NJM) and gave them vin.
1007 for the year.
i know that's not too expensive compared to some people but my other two cars combined (2001 saturn and 2002 pickup) are about 1400