G35Driver - Infiniti G35 & G37 Forum Discussion

Southern California San Diego, Los Angeles, Orange County, Inland Empire, etc.

Applying for Mortgage Loan...

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  #1  
Old 08-18-2010, 01:12 PM
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Applying for Mortgage Loan...
Broker or Direct lender?
Any LO here?
 
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  #2  
Old 08-18-2010, 01:24 PM
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The guy I've used is good and got me an answer and has worked hard to make things right.

Eddie Stafford

909-989-9193..tell him James Kelly referred you

eddie@lendingamerica.com
 
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  #3  
Old 08-18-2010, 01:27 PM
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from my experience direct lender typically pays for some of your fees, but the interest rate is slightly higher.
 
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Old 08-18-2010, 01:51 PM
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I went with BofA

4.87 interest rate.
 
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Old 08-18-2010, 02:40 PM
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Brian, send me a PM with what exactly you're looking for. I may be able to guide you in the right direction, or help you out, depending on your needs.
 
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Old 08-18-2010, 03:08 PM
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looing for about 250k loan for a house
credit score 780
no debt, no car payment, no bill nothing
income 30k a year,
can this loan be approve?
 
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  #7  
Old 08-19-2010, 05:12 PM
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how much cash down do you have? you will need atleast 3.5% if youre going with fha or 10% if you going conventional.
 
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Old 08-19-2010, 05:46 PM
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4.68 apr for a 30 year fixed rate lockheed fcu so call no points

1800-328-lfcu (5328)
 
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  #9  
Old 08-19-2010, 06:39 PM
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Im am right here and ready to go for you. I am a DRE licensed agent. Send me a PM
 
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Old 08-19-2010, 07:01 PM
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Originally Posted by LightsOut
I went with BofA

4.87 interest rate.
Yikes...give me a call! Depending on the figures, I could probably drop that at no cost. Pure monthly savings...mmmmmmmmmmm!
 
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  #11  
Old 08-19-2010, 07:05 PM
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Originally Posted by mugenpwr
looing for about 250k loan for a house
credit score 780
no debt, no car payment, no bill nothing
income 30k a year,
can this loan be approve?
You income wont qualify for a $250k loan. Your monthly living expenses cannot exceed 45% of your gross monthly income. The mortgage payment alone is over that amount.
 
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Old 08-20-2010, 01:29 AM
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Originally Posted by SxExCx
You income wont qualify for a $250k loan. Your monthly living expenses cannot exceed 45% of your gross monthly income. The mortgage payment alone is over that amount.
How much is needed for a 300K loan?

You do loans?..who would of thought.LOL
 
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  #13  
Old 08-20-2010, 01:34 AM
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are the folders polished? lol
 
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