Applying for Mortgage Loan...

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Aug 18, 2010 | 01:12 PM
  #1  
Broker or Direct lender?
Any LO here?
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Aug 18, 2010 | 01:24 PM
  #2  
The guy I've used is good and got me an answer and has worked hard to make things right.

Eddie Stafford

909-989-9193..tell him James Kelly referred you

eddie@lendingamerica.com
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Aug 18, 2010 | 01:27 PM
  #3  
from my experience direct lender typically pays for some of your fees, but the interest rate is slightly higher.
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Aug 18, 2010 | 01:51 PM
  #4  
I went with BofA

4.87 interest rate.
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Aug 18, 2010 | 02:40 PM
  #5  
Brian, send me a PM with what exactly you're looking for. I may be able to guide you in the right direction, or help you out, depending on your needs.
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Aug 18, 2010 | 03:08 PM
  #6  
looing for about 250k loan for a house
credit score 780
no debt, no car payment, no bill nothing
income 30k a year,
can this loan be approve?
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Aug 19, 2010 | 05:12 PM
  #7  
how much cash down do you have? you will need atleast 3.5% if youre going with fha or 10% if you going conventional.
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Aug 19, 2010 | 05:46 PM
  #8  
4.68 apr for a 30 year fixed rate lockheed fcu so call no points

1800-328-lfcu (5328)
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Aug 19, 2010 | 06:39 PM
  #9  
Im am right here and ready to go for you. I am a DRE licensed agent. Send me a PM
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Aug 19, 2010 | 07:01 PM
  #10  
Quote: I went with BofA

4.87 interest rate.
Yikes...give me a call! Depending on the figures, I could probably drop that at no cost. Pure monthly savings...mmmmmmmmmmm!
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Aug 19, 2010 | 07:05 PM
  #11  
Quote: looing for about 250k loan for a house
credit score 780
no debt, no car payment, no bill nothing
income 30k a year,
can this loan be approve?
You income wont qualify for a $250k loan. Your monthly living expenses cannot exceed 45% of your gross monthly income. The mortgage payment alone is over that amount.
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Aug 20, 2010 | 01:29 AM
  #12  
Quote: You income wont qualify for a $250k loan. Your monthly living expenses cannot exceed 45% of your gross monthly income. The mortgage payment alone is over that amount.
How much is needed for a 300K loan?

You do loans?..who would of thought.LOL
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Aug 20, 2010 | 01:34 AM
  #13  
are the folders polished? lol
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