My car got paid off by mistake?
#106
#109
Gather all your paperwork: purchase contract, payment statements, bank statements etc. go into the bank and ask to see a loan officer, or manager. Explain that you have NOT payed off this loan and show them the letter, returned check and other information. They should be able to reconcile your account right then and see that your account has not had a 20k deposit or check written to justify the paid loan. Be sure to tell them this HAS to be settled before you leave and you are not paying any late fees due to this error, this is getting out of hand and your credit WILL take a hit if it goes on too long.
Lisa
Lisa
#110
Originally Posted by SilkeG
To protect himself, you need to consider what would stand up in court. Keep sending payments and then keeping the return letters saying payment was refused is probably decent proof that you made payment attempts. Recorded conversations might not stand up in court. You may need to consult a lawyer for the best advice.
#111
take pantablo's advice... (not G-ticket's ha)
reading through the posts almost seems like people are upset you had this happen to you. If its the bank's mistake, its just that, the bank's mistake. I am almost certain you will not have to pay for the bank's mistake. We all know if they tried to make you pay in any way, you did what you were supposed to. going to the bank and demanding to make them reinstate your loan is ludicrous. so saying you will take a hit on your credit is also bogus.
anyways, i hope it works out in your favor! even if it doesnt atleast you know you took precautions. haters hate
reading through the posts almost seems like people are upset you had this happen to you. If its the bank's mistake, its just that, the bank's mistake. I am almost certain you will not have to pay for the bank's mistake. We all know if they tried to make you pay in any way, you did what you were supposed to. going to the bank and demanding to make them reinstate your loan is ludicrous. so saying you will take a hit on your credit is also bogus.
anyways, i hope it works out in your favor! even if it doesnt atleast you know you took precautions. haters hate
![Smilie](https://g35driver.com/forums/images/smilies/smile.gif)
#112
Originally Posted by Red_G35
reading through the posts almost seems like people are upset you had this happen to you.
![Dunno](https://g35driver.com/forums/images/smilies/dunno.gif)
![BOUNCE](https://g35driver.com/forums/images/smilies/bounce.gif)
#114
gr8one, nothing you can do here. This forum has the most selfrighteous people in the world. God forbid you get a ticket and mentioned here, they will bash you to the ground. Like this people would go to bank and spend all that time to solve a problem that the bank thinks is paid off.
I agree with the other post, you should keep paying every month and i would suggest to you to put that money somewhere, so you do not spend it. Later you can make a lump sum payment when bank realise their mistake.
I agree with the other post, you should keep paying every month and i would suggest to you to put that money somewhere, so you do not spend it. Later you can make a lump sum payment when bank realise their mistake.
#115
#116
Originally Posted by Gr8One
I felt that way as well but I decided to ignore it. It's not my fault and im doing everything I can to resolve this mistake. Im not trying to rip the bank off as some poeple feel (even tho I want to. Its not like they care when they make a mistake in thier favor off my account
). Im doing the "right" thing. As of now I am continuing my payments which well be sent back. This will show a history of attempted payments. Until then the G is considered mines!![BOUNCE](https://g35driver.com/forums/images/smilies/bounce.gif)
![Dunno](https://g35driver.com/forums/images/smilies/dunno.gif)
![BOUNCE](https://g35driver.com/forums/images/smilies/bounce.gif)
That would be kind of interesting to see if somebody maybe did paid off your car.
#120
Originally Posted by G-Ticket
this is getting out of hand and your credit WILL take a hit if it goes on too long.
Lisa
Lisa