I am turning 25 in january and I know that in NY my insurance rates will go down about 30%, does it work the same in jersey ?

 

not sure about age, but marital status counts.

04 6mtC

 

I was told that it will go down only when you turn 30. And every 3 years your ranking will go up, reducing your insurance rate. That's what I was told my a few agents.

G35 Coupe. Diamond Graphite, Graphite, Premium and wheel and Tire package. Zaino Baby.

 

You can take a defensive driver's course. For $60-70, it can deduct 2 points and reduce your premiums by 5% in NJ and 10% in NY for three years. From what I read on this forum, people are paying easily $2000 a year in insurance. Can get your money back in a year. I believe VIN etching is also applicable for yet another discount in NY, but not sure about NJ. http://www.njlaws.com/defensive_driving_course.htm

 

the 5% off would not be off total premium, just liability or comprehensive. same thing with the window etching. i think both discounts apply to comprehensive.

i am 41 divorced and this is not my primary driver. i pay 1007 per year in nj.

04 6mtC

 

I waited for a few years myself and no such luck, although I do have a couple of speeding tickets on my record. I pay about $3,800/year on my Max currently. I can't wait to see how much I'll get raped when I get the G.

On Order:
"04 G35S 6MT Diamond Graphite, Full Aero, Navi, Sirius, Winter
Coming Mid October (Hopefully)

 

Damn NismoV35 you are getting raped worse tham me. So nobody actually knows about it going down at 25 with clear record?. Maybe Ill just leave it registered in NY for a while longer.

Crawford Plenum / Z tube + Stillen Hi-Flow / Borla Dual Exhaust / Stillen Xdrilled+Stotted Rotors
Best 1/4 mile 14.469 @ 97.61, 60ft 2.399

 

As I said before, I asked my insurance agent specifically this question and they said it would go down when you turn 30, and every 3 years of continuous insurance coverage. Nothing specific when you turn 25.

G35 Coupe. Diamond Graphite, Graphite, Premium and wheel and Tire package. Zaino Baby.

 

I live in NY and use an address for NJ cuz it was much cheaper that here. I've been waiting for years, I'm 28 now and still it's high. I also have my bro's (he's 19) '01 BMW 330i in my name and insurance and it's about $6,000/year with $1,000 deductible on mine and $500 on his.

Raped isn't the word. I'm not even getting lubed on the way in.

The only way to fix this is to get get married, have children and move out to my girl's place in west bubaF%&K, Suffolk co. LI (she pays $1,600/year on an '01 Acura CL w/ one ticket), but guess what, that's gonna cost me more money. Oh well, what are ya gonna do?

Check back in a few years, I'm gonna try and be a good boy when I get my new G (yeah, let's see that happen) and try not to get anymore speeding tickets. Supposedly I would have paid $1,800/year for my Max on a clean record.

On Order:
"04 G35S 6MT Diamond Graphite, Full Aero, Navi, Sirius, Winter
Coming Mid October (Hopefully)

 

i am divorced male, 41. rates increased slightly when no longer married.

i have two cars, don't drive either to work "officially". 04 6mtC costs me 1007 a year. live in central NJ

04 6mtC

 

Thanx for the responses guys. I will be calling around soon to figure out if I should swith my insurance to NJ. What insurance companies would you suggest? or should I just not get real insurance like 1/3 or jersey drivers lol. I have statefarm now and pay 280/mo 24yo single guy, no tickets ever.

Crawford Plenum / Z tube + Stillen Hi-Flow / Borla Dual Exhaust / Stillen Xdrilled+Stotted Rotors
Best 1/4 mile 14.371 @ 100.29, 60ft 2.347

 

rule of thumb, nj is generally cheaper than nyc, but not nys.

best in nj is New Jersey Manufacturers. great svc, great rates. no increases for tix or accidents. i repeat. no increases for tix or accidents.

to get NJM
1. 23 or older
2. no tix or at fault accidents in past 3 years
3. have to work for a company that is part of NJBIA (nj bus and institute association).

many co's in nj belong to them and very easy for a company to join. not expensive. have other benefits too.

also, not only do they have the lowest rates, they currently rebate 10% of your premium at year end (by default, they apply to renewal. but is you cancel, you get cash). they used to give 20%, but florio's rules screwed us/them.

04 6mtC

 

Thx StudlyMobile but unfortunatelly or fotunatelly I dint work for a company that is part of NJBIA. I work in NY rockland county so NYS and thats where I have my G registered.

Crawford Plenum / Z tube + Stillen Hi-Flow / Borla Dual Exhaust / Stillen Xdrilled+Stotted Rotors
Best 1/4 mile 14.371 @ 100.29, 60ft 2.347