Rear ended!!! :(
#31
Registered User
iTrader: (9)
if you get paid from the car that hit you, then they have to pay for everything, mods & all, if you get paid from your own company, then aside from deducting your deductible they could also refuse to pay for additional mods unless you added a Ryder to your policy for these mods... either way that car is not totaled though, 2 new quarter panels & a rear body panel, tailights & a lid... bumper cover etc, probably not much more than 12k if that in damages, totaled needs to see at least 70% value in damages depending on the insurance co...
#32
#34
#35
& yes, no matter what, your insurance co will cover your damages even if you had none of the info at all, but a police report would have solidified a direct claim against the other company instead, which would have benefited in 2 ways, #1 you could have avoided a claim with your own company & #2 you would have not had to even deal with a deductible at all if you got paid directly from the other insurance company instead of your own. but whatever, it's all good, most important thing now is that it's in a good shop, good luck with it bro
#36
first call should have been to the cops, second call should have been to a personal injury attorney...those pictures show very serious property damage and you will likely be feeling the different aches and pains kick in slowly for the next couple weeks. Most states give you 1-4 years to make a PI claim and most PI attorneys only charge contingent fees...meaning you dont pay anything unless they recover money for you. This is a rear-end accident at a stop sign, your state probably has something called a rear-end presumption which means that even though you dont have a police report, it is still presumed that the car which rear-ended you was negligent.
Since the police report is out of the question, do yourself a favor and find a personal injury attorney to speak with! They will give you good directions on what to do and how to recover more than just for your damaged car.
Since the police report is out of the question, do yourself a favor and find a personal injury attorney to speak with! They will give you good directions on what to do and how to recover more than just for your damaged car.
#37
just to add...I saw that you have a cali plate and I am assuming the accident was in cali. The statute of limitations/amount of time you have to bring a cause of action against the negligent driver should be 2 years there...The safe thing to do would be to talk to an attorney to find out.
#38
I'm cringing looking at your pic bud, good to know that you are okay and most importantly everyones ok. It will be back to new before you know it. CAN NOT believe you did not call 9-1-1, this kid is still around to do this again? SAD. Stay positive. God Bless.
Destroyed his life? How the familys and friends? NOT so much 'his' life with whomever were referring to the drunk who hit him or the OP, I'd feel less remourse for him if he did in fact get killed, he made the bed now he can sleep in it.
I hope that kid has good insurance and spends time in jail. I have no tolerance for people that cause this kind of BS because they made a choice to get behind the wheel drunk. He's lucky he didn't kill someone, that would have completely destroyed his life.
Sorry to hear about your accident, GL with the repairs.
Sorry to hear about your accident, GL with the repairs.
#40
21st Century Insurance has an automatic $1000 coverage for aftermarket parts. You can increase the coverage for those parts if you pay extra... This covers at-fault accidents or theft...
But, in a not-at-fault accident, Insurance companies must replace or reimburse you for the aftermarket parts to get the car back to what it was before the accident. But you must provide receipts.
But, in a not-at-fault accident, Insurance companies must replace or reimburse you for the aftermarket parts to get the car back to what it was before the accident. But you must provide receipts.
#41
Thanks for all the good comments and good advice everyone. I have contacted an attorney and she is taking care of my case now. If the car is totaled (which is unlikely from what I have been told now) then yes the insurance covering me will have to reimburse me with the full amount of the car and after market parts. If its decided that my car is going to be fixed then they will have to replace any after market part I have on the car that was damaged during the accident.
To answer some questions... As mentioned above I am not entirely sure the kid was drunk. I said I believe he was because of reasons I had to believe in that, he smelled like taquila, he had just left a house party because cops had showed up and he kept telling me not to call the cops and that he doesn't want cops involved and finely how else would someone be able to crash into a car that was stopped ahead of him for a good 5 seconds and he had the car in his sight for a good 15 seconds. He managed to also crash into me dead in the middle without without breaking at a pretty fast speed too lol. He also mentioned to me he believes he was going about 40 and by the time he saw me and hit the breaks he couldn't stop because quote "I had turned the traction off so my tires just spined." lol but still I felt really sorry for him so I told him I wouldn't call the cops
To answer some questions... As mentioned above I am not entirely sure the kid was drunk. I said I believe he was because of reasons I had to believe in that, he smelled like taquila, he had just left a house party because cops had showed up and he kept telling me not to call the cops and that he doesn't want cops involved and finely how else would someone be able to crash into a car that was stopped ahead of him for a good 5 seconds and he had the car in his sight for a good 15 seconds. He managed to also crash into me dead in the middle without without breaking at a pretty fast speed too lol. He also mentioned to me he believes he was going about 40 and by the time he saw me and hit the breaks he couldn't stop because quote "I had turned the traction off so my tires just spined." lol but still I felt really sorry for him so I told him I wouldn't call the cops
#44